AI information
What the companion can and can't do.
The AI Retirement Companion is designed to help you understand and organise — not to replace qualified professional advice.
What it can do
Helpful, general and grounded.
- Explain
- Retirement concepts — super, the Age Pension, retirement tax and business succession — in plain language.
- Explore
- General scenarios, such as how part-time work might interact with your plans, without inventing figures.
- Organise
- Turn a conversation into suggested roadmap tasks — saved only when you approve them.
- Prepare
- Suggest the questions worth asking a financial adviser, tax agent or lawyer.
What it will not do
Where a professional is needed.
- Personal advice
- It is not a licensed financial adviser, registered tax agent, lawyer or clinician, and will not recommend specific financial products.
- Entitlements
- It does not decide pension entitlements or tax outcomes. Calculations come from separate, tested rule engines, and only Services Australia and the ATO make determinations.
- Made-up sources
- It draws on a curated, dated library of official Australian information and will not invent citations.
Your conversations
Private to you.
Conversations will be visible only to you, and you can delete them. We avoid storing unnecessary financial or health detail in AI logs, and usage limits keep the service free and sustainable.